Does Homeowners Insurance Cover Hotel Stay During a Power Outage?
Have you ever wondered if your homeowners insurance will cover the cost of a hotel stay during a power outage? Many homeowners don’t realize that certain policies include “loss of use” or additional living expenses coverage, which can reimburse you for temporary lodging, meals, and other costs if your home becomes uninhabitable due to a covered event. However, not all power outages are treated the same—coverage may depend on the cause of the outage, the duration, and whether the damage is directly linked to a covered peril.
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