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Pre-qualification uses your self-reported income and debt to provide an approximate estimate of your borrowing ability. Typically, it excludes a credit check.

Preapproval confirms the homebuyer’s creditworthiness before making a purchase contract. For this, the mortgage application is filled out, and the lender verifies the information provided, including the credit check.

If the applicant is preapproved, a preapproval letter is issued. It is an offer (but not a commitment) to lend the specific amount, good for 90 days.

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Has the thought of “Do I need a realtor to sell my house?” been on your mind for so long? And you’re confused about which realtor to choose from the plethora of agents in the US market?

Let’s help you decide on the best realtor by preparing a list of the most crucial questions to ask!

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