Understanding HOA Master Insurance Policies: What Homeowners Need to Know
If you own a condo, townhouse, or live in a community governed by a homeowners association (HOA), you’ve likely heard about the HOA master insurance policy. Many homeowners assume this policy will cover everything in their unit, but that’s not always the case. Understanding what the master policy does—and doesn’t—cover is crucial for protecting both your personal property and your financial interests.
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