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Vaibhav Kulshrestha is the Founder and CEO of My Mudra, a fintech platform he established in 2013. With an MBA in Finance and Management, he transitioned from roles at IDBI, HSBC, and Standard Chartered to build My Mudra into a trusted digital lending service that simplifies personal and business loans for underserved customers

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As of 2025, India has 12 major central government-owned public sector banks, Sarkari or nationalized banks. These central government banks such as SBI, PNB, and Canara Bank provide financial access across the country, stability, and inclusive economic growth.


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